Minnesota Ag Connection - More Reasons to Get Health Insurance Through MNsure

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More Reasons to Get Health Insurance Through MNsure
Minnesota Ag Connection - 04/21/2021

Health insurance companies that partner with MNsure have given Minnesotans another reason to move to a MNsure plan. Most Minnesotans who purchased eligible individual or family coverage directly through BlueCross BlueShield MN, HealthPartners, Medica or Quartz can now purchase a plan from their current insurer through MNsure.org and in many cases without losing the dollars already paid toward their 2021 deductibles and out-of-pocket maximums.

Recent changes to the Affordable Care Act made through the American Rescue Plan mean more Minnesotans will pay less for their insurance. And for the first time ever, Minnesotans who bought their individual or family plan from one of MNsure's partnering health insurance companies can also take advantage of these new savings, but only if they move their coverage and enroll through MNsure. Enrollees should work with their insurance company to determine which plans qualify for a transfer of amounts paid toward their 2021 deductibles and out-of-pocket maximums.

"This is great news for Minnesotans. Those who are now eligible for tax credits but are currently enrolled in a plan directly through BlueCross, HealthPartners, Medica or Quartz, should make the move to MNsure," said MNsure CEO Nate Clark. "Don't delay! If you're looking to save on your health coverage, go to MNsure.org to see how much you could save, then contact your insurance company to coordinate the transition to a MNsure plan. Our insurance company partners have committed to supporting their members who want to move to a MNsure plan and take advantage of tax benefits that are only available through MNsure. We're grateful to our partners for their commitment to helping Minnesotans."

Premiums will be lower for most people who are currently enrolled through MNsure, including those Minnesotans who previously earned too much to qualify for financial help. "Tax credits work like an instant discount that lowers the cost of your monthly premiums," said Clark. "If you could use some additional help to make sure you're not missing out on any financial help, MNsure has a state-wide network of assisters -- navigators and brokers -- who can help you navigate the system."

The new and expanded subsidies available through the American Rescue Plan mean that many consumers will be able to save hundreds of dollars a month -- or thousands of dollars between May and the end of 2022 -- if they work with their insurer to move their coverage to a plan through MNsure. While Minnesotans who are not currently enrolled in a plan through MNsure, including those who are uninsured, have until July 16 to enroll in coverage, MNsure encourages consumers not to wait. These savings are only available through MNsure, so the sooner Minnesotans enroll through MNsure, the sooner they will see savings.

Not sure where how to get started? MNsure has a statewide network of expert assisters who can help Minnesotans apply and enroll, free of charge. You can also get online help to access frequently requested services.

The MNsure Contact Center is open 8 a.m. to 4 p.m. Monday-Friday at 651-539-2099 (855-366-7873 outside the Twin Cities).

MNsure is Minnesota's health insurance marketplace where individuals and families can shop, compare and choose health insurance coverage that meets their needs. MNsure is the only place you can apply for financial help to lower the cost of your monthly insurance premium and out-of-pocket costs. Most Minnesotans who enroll through MNsure qualify for financial help.

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