By Jamie Martin
Jason Smith, a second-generation winegrape grower from Gonzales, California, emphasizes the role of Federal crop insurance in securing his business against unpredictable risks.
Smith manages Valley Farm Management’s 3,000 acres of winegrapes, a family legacy started in 1973. “It was pretty much a no-brainer to have catastrophic insurance. It’s not going to cover your growing costs, but it’s also not going to be a total loss,” he said.
The USDA’s Risk Management Agency (RMA) oversees Federal crop insurance, providing essential coverage options for producers.
Smith explains how he chose to “buy up” for his Pinot noir vineyard, securing 80% coverage due to the grape’s susceptibility to heat. This additional protection ensures stability for his business.
Natalie Collins, President of the California Association of Winegrape Growers, underscores the importance of crop insurance, noting, “Over 70% of California’s vineyard acreage is enrolled in the Federal crop insurance program.” California’s winegrape industry generates $73 billion annually, significantly contributing to both the state and national economy.
Smith advises growers to make crop insurance part of their business plans. “We’ve got one shot at it; one harvest. If you lose it, you lose a whole year. It’s catastrophic if you don’t have help,” he stated. Federal crop insurance has been critical in providing relief during challenging years.
For more information on Federal crop insurance, visit RMA’s Beginners Guide to Crop Insurance or explore new offerings like the Fire Insurance Protection - Smoke Index endorsement.
Photo Credit:gettyimages-eugenesergeev
Categories: National